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hitcooldude
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 Need Help With Opening Savings Account

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Posted on 01-29-08 10:12 PM     Reply [Subscribe]
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Hey guys,

 

I am thinking about opening a saving account, that pays high APY. Do you guys have any thoughts/experience on which bank is better for this.

 

Thanks for your suggestion,


 
Posted on 01-30-08 11:43 AM     Reply [Subscribe]
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Posted on 01-30-08 11:45 AM     Reply [Subscribe]
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Posted on 01-30-08 12:39 PM     Reply [Subscribe]
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ING says i gotta be a US citizen or permanent resident which I am not yet. Does that matter? Thanks.


 
Posted on 01-30-08 12:43 PM     Reply [Subscribe]
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JUST GO TO ANY BANK OPEN A MONEY MARKET ACCT
 
Posted on 01-30-08 12:50 PM     Reply [Subscribe]
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Hi
I am neither US citizen nor PR but I have saving account in ING. but you need to have SSN. If you wanted to open the acount, I can invite you to open it. send me your email.

 
Posted on 01-30-08 1:35 PM     Reply [Subscribe]
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blue_moon,

Do i need a invitation to open the account? or u get some incentive by referring?

Thanks,


 
Posted on 01-30-08 2:01 PM     Reply [Subscribe]
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Try CapitalOne Money Market. Generally, they've better rates than ING Direct.
 
Posted on 01-30-08 2:24 PM     Reply [Subscribe]
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Yes or no
If you open the account with more than $250 you get $25 and I would get $10. It doesn't matter for that small amount but you don't need to be US citizen or PR if you are referred by someone. The rate is up and down frequently. When I opened it was 4.7% , today it is 3.65%.

 
Posted on 01-30-08 2:53 PM     Reply [Subscribe]
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blue_moon, could you please send me the invitation at

hitcooldude@gmail.com

thanks


 
Posted on 01-30-08 3:42 PM     Reply [Subscribe]
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hitcooldude,

Please note that there is a catch on it. CapitalOne compounds its interest on a daily basis whereas ING does it on a monthly basis. But, it's still upto you! GoodLuck!!


 
Posted on 01-30-08 4:10 PM     Reply [Subscribe]
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i need your first and last name

 
Posted on 01-30-08 6:00 PM     Reply [Subscribe]
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blue moon,

malai ing direct ko rates ramro lagyo. but i am confused about this linked accounts stuffs. khas ma traditional banking ma matrai deal garne bhaako le hola i am confused. is it safe to open a saving account with them?please suggest me. i wanna open an account with them.


 
Posted on 01-30-08 7:36 PM     Reply [Subscribe]
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As far as I know, It is safe. I know couple of my friends has been using for years, but I have started from this summer. I don't have too much money to save.

 
Posted on 01-30-08 7:40 PM     Reply [Subscribe]
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blue_moon, can you also send me the invitation? if yes i will email you the name and email. also no where in ING site i found u can open account without being US citizen or PR. how did u open it? cheers.


 
Posted on 01-30-08 7:52 PM     Reply [Subscribe]
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I was also invited by my friend. send me email

 
Posted on 01-30-08 7:58 PM     Reply [Subscribe]
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This is what ING site says "You must be a US citizen or permanent resident with a valid social security number."

My understanding is even if u r invited by friend, u still need to be US citizen or PR. Isn't that true, any experts here in sajha.

Thanks,


 
Posted on 01-30-08 8:00 PM     Reply [Subscribe]
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ING is better than any other banks right now. They have interest bearing checking account as well. Either open a money market account with local bank or if you prefer online banking, go with ING.
 
Posted on 01-31-08 10:53 AM     Reply [Subscribe]
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It is FDIC insured so I guess there isn't any problem.

 
Posted on 01-31-08 11:15 AM     Reply [Subscribe]
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if anyone needs ING direct invitation send me a private message with your email.

You will get $25 if u click on the invite i send u.. and u have to put atleast $500 ..

the best option i think is to open their Orange Savings Account.. the interest right now is like 3.7% approx...  that way you can link your current local bank account with ING online.. and you can transfer money between them with a click of a mouse (and its free).

so send me a Private message with your email if interested or just post it here.



 



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