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bhuntemailo
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Posted on 05-17-07 10:41
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Hi friends, do you have any suggestion which bank would be better for opening a saving account in USA??
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katziman
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Posted on 05-17-07 11:28
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Try ING Direct. It gives you a pretty competitive rate on Saving Account.
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bhuntemailo
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Posted on 05-17-07 12:08
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Is "ING Direct" a bank or it is a credit union? It's interest rate on saving account seems to be pretty higher. I am confused if it reliable or not.....
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Mr. August
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Posted on 05-17-07 12:22
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ING Direct is not a credit union. You can try ING Direct, HSBC Direct, Citi e-Savings account. To open these accounts you have to be American Citizen or Permanent Resident or if you are not both of those, you need to provide your complete passport information. Citi doesn't let you open an account online unless you are citizen of US. Also some of the other options you have, if you live in the west coast, you can go for Washington Mutual. It's a great bank, and if you open a checking and savings together, you can get the higher rate savings account. Another choice is Charles Schwab checking account, the only one which offers 4.25% APY on CHECKING accounts, which is unheard of, and I think you can open an account if you have a SSN; no citizenship/PM needed, but I could be wrong.
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Mr. August
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Posted on 05-17-07 12:24
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Sorry typo... not PM, but PR... my apologies!
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bhuntemailo
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Posted on 05-17-07 12:30
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Thanks, it's great information for me!!!!!
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Mr. August
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Posted on 05-17-07 12:34
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And oh, you can always go for Bank of America. They have free checking right now. They don't have higher rate savings like other banks, but I really like their portfolio service.
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gidilat
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Posted on 05-17-07 1:15
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Probably more information than you wanted - but http://bankdeals.blogspot.com/ will tell you everything you need to know
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urbi
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Posted on 05-17-07 3:41
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thopa
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Posted on 05-17-07 3:55
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bhuntemailo i got a safe house up in the mountains would u like to keep ur money their ?
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